Suyikno, Thohir Luth, Sihabudin, and Siti Hamidah. “Analysis Theory of the Law of Convergence in Regulation Licensing and Supervision Financial Technology ( Fintech ) in Indonesia”. Polit Journal Scientific Journal of Politics 2, no. 4 (November 4, 2022): 226-238. Accessed April 28, 2026. https://biarjournal.com/index.php/polit/article/view/789.