Goshu BS, Muhammad Ridwan. Leapfrogging into Digital Credit: The Trade-off between Financial Inclusion and Portfolio Risk in Sub-Saharan Africa: A Comparative Analysis of Kenya and Ethiopia. economit [Internet]. 2026Aug.1 [cited 2026Aug.2];6(2):128-50. Available from: https://biarjournal.com/index.php/economit/article/view/1563