Identification of Factors that Impact on Syariah Bank Asset Growth in West Java Province
Main Article Content
Abstract
The syariah banking industry in Indonesia is experiencing various growth in accordance with national economic growth. One indicator of the growth of syariah banks can be seen from the growth in assets. The phenomenon of decreasing asset growth that occurs in syariah banks encourages the need for further research. This study aims to determine and analyze the effect of the number of office networks, Non Performing Financing, Financing to Deposit Ratio, returns on third party funds and the BI rate on the growth of syariah bank assets in West Java Province. This study uses secondary data published by the Financial Services Authority and Bank Indonesia. The research period is January 2016 to December 2019. The data analysis method used in this study is multiple linear regression analysis, which previously tested the classical assumptions and then tested the hypothesis. The results showed that only the return on third party funds had an effect on asset growth, while the number of office networks, Non-Performing Financing, Financing to Deposit Ratio and BI rate had no effect on the growth of syariah bank assets in West Java Province.
Downloads
Article Details
References
2. Supriyanto B, Sari P, Ekonomi F, Surakarta UM. Faktor-Faktor Internal Yang Mempengaruhi Pertumbuhan Aset Bank Umum Syariah Di Indonesia Selama Satu Dekade ( 2009-2018 ). SAMBIS 2019 “Membangun Ekonomi Kreatif yang Berdaya Saing” 2019;368–86.
3. Widayat WS. Pertumbuhan Perbankan Syariah Jabar Lampaui Nasional. 2017; Available from:https://www.republika.co.id/berita/ekonomi/syariahekonomi/17/09/13/ow7mbp383-pertumbuhan-perbankan-syariah-jabar-lampaui-nasional diakses 1 Juni 2020.
4. Dhiba NA, Esya L. Pengaruh NPF, BOPO, GDP Dan SBIS Terhadap Pertumbuhan Aset Perbankan Syariah Di Indonesia. Media Ekonomi. 2019;27(1):9.
5. Ihsan DN. Hubungan Ekspansi Jaringan Kantor dan Kinerja Keuangan Terhadap Pertumbuhan Aset Bank Syariah. Akuntabilitas. 2019;12(1):119–28.
6. Ibrahim A, Rahmati A. Analisis Solutif Penyelesaian Pembiayaan Bermasalah di Bank Syariah: Kajian Pada Produk Murabahah di Bank Muamalat Indonesia Banda Aceh. Iqtishadia - Jurnal Kajian Ekonomi dan Bisnis Islam. 2017;10(1):71–96.
7. Setyawati I. Determinan Pertumbuhan Total Aset Dan Pangsa Pasar Pada Perbankan Syariah. Mediastima Tahun. 2015;XXI(2):80–115.
8. Widyastuti R. Determinan Yang Mempengaruhi Pertumbuhan Total Aset Bank Umum Syariah Di Indonesia 2015-2016. Universitas Islam Indonesia; 2018. Available from: https://dspace.uii.ac.id/bitstream/handle/123456789/10343/tesisfulltext.pdf?sequence=1&isAllowed=y.
9. Syafrida I, Abror A. Faktor-Faktor Internal Dan Eksternal Yang Mempengaruhi Pertumbuhan Aset Perbankan Syariah Di Indonesia (Internal and External Factors That Affect the Growth of Sharia Banking Assets in Indonesia). Jurnal Ekonomi Bisnis. 2011;10(1):13446.
10. Arifin M. The Dynamics Study of Regulations on Syariah Banking Indonesia. International Journal Humanity Social Science. 2015;5(3):237–42.
11. Cleopatra Y. Faktor-Faktor yang Mempengaruhi Pertumbuhan Aset Perbankan Syariah di Indonesia. Jurnal Ekonomi dan Bisnis. 2008;Vol. 5, No. 1.
12. Indura AC, Ahmad AA, Suprapto, Arintoko. Analisis Faktor Internal Dan Eksternal Yang Memengaruhi Pertumbuhan Aset Bank Syariah Di Indonesia. Indonesia Journal Islamic Business and Economics. 2019;01.
13. Solihatun. Non Performing Financing. Jurnal Ekonomi Pembangunan. 2014;12(1):57–68. Available from: http://journal.unnes.ac.id/sju/index.php/aaj.
14. Ghozali I. Aplikasi Analisis Multivariate Dengan Program IBM SPSS 25 Edisi 9. Semarang: Universitas Diponegoro; 2018.